Cross-border payments,finally done right.
Instant settlements. 24/7 service. Full transparency. Blockchain-powered cross-border payments built for businesses that can't afford to wait.
Instant settlements
24/7/365 availability
Global coverage
Calculate your transfer
You send
They receive
Trusted by innovative businesses worldwide
Cross-border payments settle in seconds
How we've built a better alternative to traditional SWIFT payments
UAE
Transfer AED/USD via Aani to StablePay IBAN
USDC Conversion
StablePay converts AED/USD to USDC
Recipient Country
USDC is off-ramped to local currency and credited to recipient
Fund your transfer instantly through local banking channels like Aani
USDC moves across borders via blockchain in seconds, not days
Recipients get funds in their local currency, no crypto knowledge needed
StablePay Process
Secure local funding
Businesses or individuals transfer AED/USD through local banking rails to StablePay's IBAN account.
Instant blockchain transfer
StablePay converts to USDC and sends via blockchain to the destination country's exchange.
Local currency delivery
The recipient receives local currency via real-time payment schemes like Faster Payments, SEPA, or UPI.
Completed in seconds to minutes
SWIFT Process
Sender's bank
Customer initiates the transfer at their bank, which can take 1-2 days to process initially.
Correspondent banks
Money passes through 1-3 intermediary banks, each taking fees and additional processing time.
Multiple compliance checks
Each bank performs compliance checks that can cause delays or rejections.
Recipient's bank
Final bank processes the payment and makes funds available, often with additional delays.
Takes 3-5 business days on average
The StablePay Advantage
Instant
While SWIFT can take days, StablePay settles in seconds to minutes, regardless of destination.
Cheaper
Save up to 90% on fees compared to banks that charge 3-5% for international transfers.
Direct
No intermediary banks means fewer points of failure, reduced compliance issues, and lower costs.
Global
Connect to local payment systems worldwide for faster settlement in the recipient's currency.
How StablePay transforms business payments
See how businesses are already using StablePay to solve their payment challenges
Speed & Availability
Settle payments instantly, 24/7/365, compared to traditional bank transfers that can take days and don't process on weekends or holidays.
An e-commerce company in Dubai needs to pay their Hong Kong supplier immediately to expedite shipping for a large customer order that came in on Friday evening.
Payment initiated Friday would begin processing Monday, with funds arriving Wednesday or Thursday. The shipment would be delayed nearly a week.
Payment initiated Friday evening is received by the supplier within minutes. The supplier ships the products immediately, and the customer receives their order on time.
Cost Efficiency
Save up to 90% on fees with our low-cost structure that starts at FREE and scales to as low as 0.1% for larger volume – dramatically less than the 3-5% banks typically charge.
A UAE-based digital agency processes monthly payments to contractors in 6 different countries, with a total monthly payroll of $50,000.
At 3.5% average fees, the company pays $1,750 monthly ($21,000 annually) in bank transfer fees alone, plus suffers from FX rate markups.
At 0.5% fees, they pay just $250 monthly ($3,000 annually), saving $18,000 per year while receiving better exchange rates and instant transfers.
Full Transparency
Track transfers in real-time from initiation to delivery. See when your payment arrives and is credited to the recipient's account.
A trading company eliminated payment inquiries from suppliers because both parties can track payment status independently at every step.
Global Coverage
Send money to over 100 countries with local currency delivery options, covering major trade corridors and emerging markets alike.
An import/export business now handles payments to 12 different countries through a single platform instead of managing multiple banking relationships.
Enterprise Security
Bank-level encryption, multi-sig wallets, and comprehensive compliance procedures keep your transactions secure.
A fintech company chose StablePay for payouts after their security team evaluated our compliance framework and data protection measures.
Ready to transform your cross-border payments?
Join the growing number of businesses that have switched to StablePay to reduce costs, save time, and eliminate payment headaches.
See how much you'll save
Instant transfers 24/7/365 with fees as low as 0.1% - up to 90% cheaper than banks.
Send money with StablePay
Your savings
Why choose StablePay?
See how we compare to traditional banks and other payment providers.
Join Our Waitlist
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